Since 1886, Chicago-based North American Company for Life and Health Insurance has established a tradition of producing quality insurance products. North American's product line is marketed in 49 states and the District of Columbia.

North American is a product-driven company that provides protection oriented life insurance of superior value to the consumer. With a variety of competitive term products and sophisticated universal life plans available, North American's product portfolio allows consumers to purchase the life insurance plan best suited to their individual needs. Exceptional rates and value place North American among the industry's term insurance leaders.

A Portrait of Financial Stability
Independent rating agencies are an important source of information on an insurance company's ability to meet its obligations. North American Company for Life & Health Insurance continues to receive high ratings based on its financial strength and operating performance.

A (Excellent) Rating from A.M. Best
A.M. Best awarded North American Company for Life and Health Insurance an A (Excellent) rating for "excellent overall performance when compared to the norms of the life/health insurance industry". The A (Excellent) rating is ranked the third highest rating out of fifteen rating categories. North American Company for Life & Health Insurance's continued profitable operations, asset quality, and diversified distribution system are recognized strengths by A.M. Best.

AA (Very Strong) Rating from Standard & Poor's
Standard and Poor's awarded its "AA" rating for insurer financial strength on October 22, 2002 to North American Company for Life and Health Insurance as part of the Sammons Financial Group.

The AA rating, which is the third highest out of twenty-two, reflects the Sammons Financial Group's (which is comprised of North American Company for Life and Health Insurance, North American Company for Life and Health Insurance of New York and Midland National Life Insurance Company) financial strength.

The rating is based on the group's diversified financial services franchise, superior earnings performance, and extremely strong capital and liquidity.

Major rating factors cited by Standard & Poor's include: superior performance, extremely strong capitalization, extremely strong liquidity, and business diversification.