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Believe it or not, companies offer
discounts on auto insurance. You may qualify if you
meet certain criteria. Therefore, it is imperative you
inquire. Discounts include:
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Safe driver discount: Avoiding the
cost of repairs and speeding tickets saves
drivers money right off the bat; however, some
states reward safe drivers with discounts.
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Specialized occupation discount:
Shockingly, occupation does play a role. If you
or your spouse is currently employed as an
engineer, educator, or a scientist, you may be
eligible for an auto insurance discount. It may
not be smart to quit your job; however, it is
just something to keep in mind.
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Car alarms: Investing in a car alarm
will give you peace of mind however it may save
you money on auto insurance as well. Other
devices such as certified car tracking systems
may also earn you a car alarm discount.
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Safety equipment: Buy a car with the
latest in safety equipment. Safety equipment
could save your life but more importantly it
will save you money on your auto insurance.
(Just kidding) Items that may qualify you for a
discount include: anti-lock brakes, automatic
seatbelts, and airbags.
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Multifamily/ multipolicy discounts:
If you buy more than one type of insurance
through the same company (e.g. auto and
homeowner’s) you may receive a discount. You
might also qualify if you insure multiple cars
under the same policy or with the same company.
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Defensive- driving classes:
Defensive driving can often reward you with a 10
percent discount on your premium.
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Good student discount: Students with
a GPA of 3.0 or higher can be eligible for
discounts as much as 25 percent.
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Retirement discounts: Since you are
likely to be driving less when your working days
are over, you can often earn a discount upon
retirement.
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Association and group discounts:
Discounts may be available for affiliation with
all sorts of associations- your alma matter, a
military group, and a professional
organization. You could even earn a discount if
you work for a large employer.
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College kids who are far away discounts:
If you kid goes to a school more than 100 miles
away from your car, you may qualify for a
discount.
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